Okay, so remember that whole living on the edge thing I was talking about in my last column? Well, I'm going with that. I went and got laid off, thereby facilitating yet another full-blown midlife crisis. And the fates are with me on this one. See, as the signs of an impending layoff became increasingly difficult to ignore, I was in the middle of refinancing my house. So, clever hen that I am, I tacked a little extra money onto my loan for, oh, say, home improvement or something. You know, like, improving the house. Continue reading ...